Products & Resources

Transform your financial future with our exclusive products and services. Start by securing your foundation with permanent life insurance, providing invaluable protection against long-term care costs.

Next, ensure peace of mind with lifetime income solutions, covering all your fixed expenses even in retirement. Take control of your financial destiny by joining our agency or building your own.

Additionally, access our free financial education platform to master the fundamentals of money and achieve financial independence. We offer the keys to a future of financial freedom and security.

MY RECOMMENDED RESOURCES

Index Universal Life With Long Term

Care (I.U.L.)

Earn Up to a Double Digit Return

IUL is a form of flexible permanent life insurance where there is a death benefit and there is a saving component called cash value where the policy owner can earn up to a double digit return without any risk on the principal.

It is only financial vehicle that grows tax free, accumulates tax free , and when you die it blossoms and becomes a pile of tax free moneyfor your heirs. The way it works is that a portion of the monthly amount goes to the cost of the insurance and the rest goes to the saving part of the program.

  • Lifetime Protection: With IUL, you're not just protecting your loved

    ones for a limited term; it's a lifetime commitment that ensures yourfamily's financial security no matter what life brings. The emotionalcomfort of knowing they are forever protected is priceless.

  • Tax Benefits: IUL comes with tax advantages, allowing your policy's cash value to grow tax-deferred and providing your beneficiaries with a tax-free death benefit. These benefits ensure that your legacy remains intact for your loved ones.

  • Market Gains without Losses: IUL's unique feature allows you to

    participate in market gains without the risk of market losses. The emotional relief of knowing that your policy's value won't decline due to market downturns is invaluable.

  • Retirement Supplement: IUL can serve as a valuable source of retirement income, giving you the emotional freedom to enjoy your post-career years without worrying about running out of money.

Protect Your Future with Index Universal Life! Click below to learn how I.U.L. offers a death benefit, tax-free growth, and a risk-free savings component.

Annuities (self funded pension | life time )

Guaranteed Monthly Income for Life

Annuities are self funded pension where an owner can deposit money to an insurance company for a guaranteed monthly income for life. In summary, owning an annuity in retirement not only provides financial stability but also brings peace, security, and the freedom to embrace the emotional richness of your retirement years, enhancing your overall well-being.

  • Peace of Mind: A distribution annuity offers a reliable source of

    income, ensuring you have the peace of mind that your basic needs and expenses will be covered throughout your retirement.

  • Stress Reduction: Eliminating the stress associated with market

    volatility and economic uncertainties can lead to a more relaxed and enjoyable retirement, where you can focus on what truly matters to you.

  • Predictable Lifestyle: A distribution annuity provides a consistent

    stream of income, enabling you to maintain a comfortable and predictable lifestyle, travel, or pursue your hobbies and passions.

  • Financial Freedom: Knowing that your retirement income is

    guaranteed can liberate you to explore new opportunities, travel the world, or pursue lifelong dreams you may have postponed.

Secure Your Retirement with Annuities! Click Below to learn how annuities provide guaranteed monthly income for life, ensuring financial stability and peace of mind.

Build Your Own Agency (exclusive)

OR Join Our Agency in the Financial Industry

We offer a plan where you can be a licensed agent in our agency or develop into your own broker / dealer in the financial industry.

We can work with over 200+ companies in the insurance or investment industry. No experience required and we provide all the necessary training to become a successful broker/ dealer.

  • Increased Earnings Potential: You have the potential to earn more as the business owner, reaping the rewards of your hard work and dedication.

  • Empowerment: Owning a broker-dealer can be empowering, as it enables you to shape the financial landscape for your clients and community, ultimately making a difference in their lives.

  • Educational Opportunities: As an owner, you have the opportunity to educate and mentor others in the industry, making a positive contribution to the professional development of your peers.

  • Building a Team: Growing your own broker-dealer means assembling a team that shares your passion and vision, creating a supportive and motivating work environment.

  • Innovation and Creativity: Building a successful broker-dealer can become a legacy that you can pass down to future generations, leaving a lasting impact on your family and community.

  • Flexibility and Work-Life Balance: You can create a work environment that suits your lifestyle, providing greater flexibility and a better work-life balance.

Start Your Career in the Financial Industry!

Click Below to learn about our plan to become a licensed agent or develop into your own broker/dealer with training and support.

Financial Education

Learn How Money Works

We offer a financial education to all our members where they can learn how money works. We believe that financial education affects all walks of life and having a solid understanding of how money works can impact generations of your family to come.

  • Financial Independence: Empower individuals to make informed financial decisions and reduce dependency on others for financial support.

  • Savings and Investments: A financial education helps individuals understand how to save and invest wisely, potentially growing their wealth over time.

  • Retirement Readiness: A financial education prepares individuals for retirement, ensuring they have the means to enjoy their golden years comfortably.

  • Debt Management: It equips people with the knowledge to

    manage and reduce debt effectively, avoiding financial stress and debt traps.

  • Reduced Financial Vulnerability: Being financially educated

    reduces the likelihood of falling victim to scams or making poor financial decisions due to lack of knowledge.

Unlock Your Financial Future Today!

Click Below to access our comprehensive financial education program.

Discover Hidden Cash and Achieve Financial Freedom

Put a Stop to Financial Struggles and Gain Clarity on Your Spending by Discovering New Ways to Maximize Your Income!

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"Wealth is a mindset before it becomes an asset"

  • — Anonymous

CONTACT

San Leandro, California

(415) 634-3328

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